You rely on your insurance coverage to protect you after your property is damaged or a significant loss has happened. Unfortunately, many policyholders are unaware that their own insurance companies do not put their policyholders first.
If your insurance claim has been denied or grossly underpaid by your insurance company, what can you do? You may be able to file an insurance bad faith claim. The Hackney Law Firm has experience helping policyholders understand their rights and explore their options after a claim has been underpaid or denied.
Bad Faith Claims
What is insurance bad faith? The legal standard when it comes to bad faith claims is to determine if the insurance carrier had an arguable reason to deny or not fully pay the policyholder’s claim. If the insurance company violated the terms of the policy agreement or failed to pay the claim in full, policyholders may be able to file a lawsuit under bad faith insurance laws in Alabama.
We Will Protect Your Rights
Insurance policies are difficult to understand. Attorney J. Danny Hackney was an insurance adjuster for more than 20 years before becoming a lawyer. He will review your policy and claim to determine the next steps to take in your case.
Our law firm has represented many individuals in Birmingham and throughout the state with first-party claims against their insurance carriers. We will protect your rights and work hard to make sure you are getting the coverage you deserve from your insurance policy.
Do not think your insurance provider is on your side. Many policyholders just accept what their insurance company tells them after filing a claim. You do not have to do this. We will provide zealous representation to protect your interests.